Please carefully review this disclosure before accessing or using the website or any of its services. It explains how our advertising, marketing, and information-sharing practices operate. By accessing or using the website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you should not access or use the website or any of its services. We reserve the right, in our sole discretion, to modify, amend, or update these Terms at any time. Any changes will become effective upon posting the revised Terms on this page, unless otherwise stated. Your continued access to or use of the website following the posting of any changes constitutes your acknowledgment and acceptance of the revised Terms. By accessing or using the website, you represent and warrant that: (i) You are at least eighteen (18) years of age and legally competent and authorized to enter into binding agreements; (ii) All information you provide through the website is accurate, complete, current, and provided by you or with your authorization; and (iii) You will use the website and its services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations. We reserve the right, at any time and in our sole discretion, to restrict, suspend, or terminate your access to or use of the website or any of its services, with or without notice, for any reason, including if we believe you have violated these Terms or applicable law. The website and its services are intended solely for use within the United States. The website is not intended to subject the company or its services to the laws, regulations, or jurisdiction of any foreign country.
IMPORTANT NOTICE REGARDING ARBITRATION AND CLASS ACTION LIMITATIONS: THESE TERMS CONTAIN PROVISIONS REGARDING ARBITRATION AND LIMITATIONS ON YOUR ABILITY TO PARTICIPATE IN CLASS ACTIONS OR OTHER REPRESENTATIVE PROCEEDINGS. PLEASE REVIEW THESE PROVISIONS CAREFULLY, AS THEY MAY AFFECT YOUR LEGAL RIGHTS. YOU ARE ENCOURAGED TO CONSULT WITH AN ATTORNEY IF YOU HAVE ANY QUESTIONS REGARDING THESE PROVISIONS.
This website provides a free infomediary and referral service. The website operator (or “operator”) is not a lender or financial service provider. Instead, the website passes the information you submit on its website forms to lenders, lender networks, financial service providers, marketers, advertising networks, and other third parties in an effort to connect you with products or services that may meet your needs, including loans and other financial or credit-related products. When the website passes your information, these third parties may contact you though various methods, including but not limited to email, SMS, telephone, direct mail, and as further set forth in our Privacy Policy and Terms of Use. The operator may receive compensation from third parties for referrals, leads, information sharing, advertising, or other marketing activities. This compensation allows the website to provide the service to you at no direct cost while generating revenue. When you submit information through the website, the operators may share that information with lenders and third-party lender networks, including companies that are not themselves lenders but may facilitate connections with potential lenders or other service providers. The website, its operators, and our third parties in our network may also share your information with additional third-party marketing partners that offer credit-related products and services, which may include debt relief, credit repair, credit monitoring, or other financial services. The operators may also receive financial compensation from these partners for connecting you with them, sharing your information, or marketing their products and services. The compensation we receive may influence which service providers you are connected with and how certain advertisements or offers are presented to you. By using this service and submitting your information, you acknowledge that your information may be processed and shared among multiple lenders, lender networks, financial service providers, marketing partners, advertising networks, and their respective service providers. If you are uncomfortable with having your personal or sensitive information shared with multiple third parties, you should not use this service. Additionally, if you do not wish to receive marketing communications regarding loans, credit products, or other financial services from multiple service providers or marketing partners, you should refrain from submitting your information on the website.
By using the website’s services and submitting a request through our forms, you acknowledge and agree that we may pass, or “share,” the information you provide with lenders, financial service providers, advertisers, and other third parties within our network. The purpose of sharing your information is to connect you with the products and services you request, which may include short-term loans and other financial products. These third parties may maintain data collection, privacy, and information security practices that differ from ours. Once your information is provided to a third party, that third party may collect, store, access, and use your information to process your request, evaluate your eligibility, and potentially offer you products or services. By using our services and submitting your information, you expressly request and authorize communications from us and the third parties to whom we provide your information, including by electronic mail (“e-mail”), telephone, and direct mail. Telephone communications may include phone calls, ringless voicemail messages, robocalls, and SMS text messages—see the section on telephone, SMS, and e-mail communications below for more detailed terms. Once we have transmitted your information to the applicable third parties, our services with respect to your request are complete.
The operator of this website is not a lender, financial institution, creditor, or credit provider and does not make, broker, arrange, or approve loans. The operator does not determine creditworthiness, make lending decisions, or issue loans. Lenders, financial service providers, and third-party marketers you may be connected with through this website, and the website, may verify the information you submit by accessing your credit report, credit score, and other consumer information, including information used to verify your identity, assess your eligibility for products or services, and to optimize the processing of your submission through the website. Such verification and optimization may involve credit inquiries through one or more of the major consumer reporting agencies, including TransUnion, Experian, and Equifax, as well as alternative consumer data sources. The specific data sources and verification procedures used may vary depending on the lender, financial service provider, or entity. Each lender or financial service provider has its own policies regarding credit inquiries. Some providers may conduct a hard credit inquiry, while others may conduct a soft credit inquiry. A soft credit inquiry generally does not affect your credit score and is typically not visible to other lenders reviewing your credit report. By submitting your information through the website, you provide express consent, to the extent permitted by applicable law, including the Fair Credit Reporting Act (FCRA), for lenders, financial service providers, third-party marketers, and the website and its operators, to access and use your credit report, credit score, and related consumer information for purposes that may include evaluating your eligibility, verifying your identity, and facilitating or optimizing your request for products and services. If you obtain a loan or other form of credit and fail to repay it as agreed, your credit score and credit history may be negatively affected if the lender reports delinquencies or other adverse information to consumer reporting agencies. You are therefore encouraged to borrow responsibly and carefully review the terms and conditions of any credit product before accepting it. For questions regarding a specific loan, credit product, credit inquiry, or lending decision, you should contact the applicable lender or financial service provider directly.
By submitting a request through this website, you provide your express written consent to receive communications from this website and its operators, lenders and financial service providers with whom you may be connected, and marketing partners to whom we provide or present your information. Your consent includes authorization to contact you:
Standard message and data rates may apply to SMS communications. You are not required to consent to receive marketing communications as a condition of using our services.
This website may contain links to websites operated by third parties. Third-party websites may have information collection, privacy, security, and other practices that differ substantially from those applicable to this website. Before providing your personal information, accepting an offer, or requesting products or services through a third-party website, you should carefully review that website’s privacy policy, terms of service, and other applicable terms and disclosures. We are not responsible for the privacy, security, or other practices of third-party websites accessible through links on our website. Each third-party website maintains its own terms and privacy policies, which you should review before using the applicable website. The inclusion of a link to a third-party website does not constitute or imply our endorsement of that website, its products, or its services.
All content and materials appearing on this website, including text, graphics, logos, software, designs, and other materials, are owned by us or our licensors and are protected by applicable copyright, trademark, and other intellectual property laws. The logos and marks associated with this website, collectively, the “Trademarks,” constitute our trademarks and service marks. Other company, product, and service names and logos displayed on the website may constitute trademarks or service marks owned by third parties. Except with our express prior written permission, you may not use, copy, reproduce, modify, display, distribute, publish, or otherwise exploit any content, materials, or Trademarks appearing on this website. Any unauthorized use of the website’s content or Trademarks constitutes a material breach of these Terms. All right, title, and interest in and to the website, its content, our services, the technology used in connection with our services, and any technology or content created or derived from any of the foregoing are and shall remain our exclusive property or the property of our applicable licensors.
THIS WEBSITE AND ALL SERVICES, FEATURES, CONTENT, AND MATERIALS MADE AVAILABLE THROUGH OR IN CONNECTION WITH THE WEBSITE ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE WEBSITE, ITS SERVICES, OR ANY CONTENT OR MATERIALS PROVIDED THROUGH THE WEBSITE. WE AND OUR OFFICERS, DIRECTORS, EMPLOYEES, OWNERS, AND OPERATORS (COLLECTIVELY, THE “PARTIES”) EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR OR GENERAL PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, AND WORKMANSHIP. WE ALSO DISCLAIM ANY WARRANTY OR GUARANTEE REGARDING THE QUALITY, ACCURACY, RELIABILITY, TIMELINESS, OR COMPLETENESS OF THE WEBSITE, ITS SERVICES, OR ANY INFORMATION OR MATERIALS MADE AVAILABLE THROUGH THE WEBSITE; ANY WARRANTY ARISING FROM PRIOR DEALINGS OR INDUSTRY PRACTICES; ANY REPRESENTATION THAT THE WEBSITE OR ITS SERVICES WILL MEET YOUR EXPECTATIONS OR CONFORM TO ANY DESCRIPTION, PROMISE, OR DEMONSTRATION; AND ANY ASSURANCE THAT ACCESS TO OR USE OF THE WEBSITE WILL BE CONTINUOUS, UNINTERRUPTED, SECURE, OR ERROR-FREE. YOUR USE OF THE WEBSITE AND ITS SERVICES IS AT YOUR OWN RISK.
YOU ACKNOWLEDGE AND AGREE THAT YOUR ACCESS TO AND USE OF THIS WEBSITE AND ITS SERVICES IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, THIS WEBSITE AND ITS OWNERS, DIRECTORS, OFFICERS, OPERATORS, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY DEFECT, FAULT, INTERRUPTION, DELAY, OR FAILURE IN THE OPERATION OR TRANSMISSION OF THE WEBSITE OR ITS SERVICES, OR FOR ANY INACCURACY, ERROR, OR OMISSION IN ANY INFORMATION CONTAINED ON OR PROVIDED THROUGH THE WEBSITE OR SERVICES. UNDER NO CIRCUMSTANCES SHALL THIS WEBSITE OR ITS OWNERS, DIRECTORS, OFFICERS, OPERATORS, OR EMPLOYEES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR LOSS OF OPPORTUNITY, ARISING OUT OF, BASED ON, RESULTING FROM, OR IN ANY WAY CONNECTED WITH THE WEBSITE, ITS SERVICES, THESE TERMS, OR YOUR USE OF OR INABILITY TO USE ANY OF THE FOREGOING, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS APPLY REGARDLESS OF THE CAUSE OR FORM OF ACTION, INCLUDING WHETHER THE CLAIM IS BASED ON CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU (THE “INDEMNIFYING PARTY”) AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THIS WEBSITE AND ITS OWNERS AND OPERATORS (TOGETHER, THE “INDEMNIFIED”) FROM AND AGAINST ANY AND ALL THIRD-PARTY ACTIONS, SUITS, CLAIMS, OR DEMANDS, AND ALL ASSOCIATED LOSSES, EXPENSES, DAMAGES, COSTS, AND OTHER LIABILITIES, INCLUDING REASONABLE ATTORNEYS’ FEES, ARISING OUT OF OR RELATING TO YOUR LOAN REQUEST OR SUBMISSION OF INFORMATION, YOUR USE OR MISUSE OF ANY ASPECT OF THE WEBSITE OR SERVICES, OR YOUR VIOLATION OF THESE TERMS. YOU AGREE TO REASONABLY COOPERATE IN THE DEFENSE OF ANY SUCH CLAIM, ACTION, SUIT, OR DEMAND. WE, AS WELL AS ANY THIRD PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ITS SERVICES, RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO YOUR INDEMNIFICATION OBLIGATION, AT YOUR EXPENSE. YOU MAY NOT SETTLE ANY SUCH MATTER WITHOUT OUR PRIOR WRITTEN CONSENT AND, WHERE APPLICABLE, THE PRIOR WRITTEN CONSENT OF THE RELEVANT THIRD PARTY.
THESE TERMS, AND ANY DISPUTE CONCERNING THEIR INTERPRETATION, PERFORMANCE, OR ENFORCEMENT, SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, WITHOUT REGARD TO ANY CONFLICT-OF-LAW OR CHOICE-OF-LAW PRINCIPLE THAT WOULD REQUIRE APPLICATION OF THE LAWS OF ANOTHER JURISDICTION. YOU AND THIS WEBSITE INTEND AND AGREE THAT DELAWARE LAW SHALL GOVERN ANY DISPUTE OR LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM OR CAUSE OF ACTION YOU MAY HAVE AGAINST THIS WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM OR CAUSE OF ACTION FIRST ARISES. ANY CLAIM OR CAUSE OF ACTION NOT BROUGHT WITHIN THAT PERIOD SHALL BE BARRED AND WAIVED.
YOU AND WE (THE WEBSITE AND ITS OPERATORS) (COLLECTIVELY, THE “PARTIES”) AGREE THAT ANY DISPUTE, CLAIM, OR LEGAL ACTION ARISING OUT OF OR RELATING TO THIS WEBSITE OR THESE TERMS SHALL BE RESOLVED THROUGH BINDING ARBITRATION CONDUCTED BY A SINGLE ARBITRATOR UNDER THE COMMERCIAL RULES OF THE AMERICAN ARBITRATION ASSOCIATION (“AAA”), RATHER THAN THROUGH A PROCEEDING IN COURT. THE ARBITRATION SHALL TAKE PLACE IN KENT COUNTY, DELAWARE. ALL DISCOVERY SHALL BE COMPLETED WITHIN ONE HUNDRED TWENTY (120) CALENDAR DAYS FOLLOWING THE APPOINTMENT OF THE ARBITRATOR. EACH PARTY SHALL HAVE THE RIGHT TO BE REPRESENTED BY COUNSEL AND TO APPEAR, PRESENT WRITTEN AND ORAL EVIDENCE AND ARGUMENTS, AND CROSS-EXAMINE WITNESSES PRESENTED BY THE OPPOSING PARTY. WHERE APPROPRIATE, THE ARBITRATOR MAY RECEIVE TESTIMONY BY TELEPHONE, VIDEO CONFERENCE, OR ANOTHER ELECTRONIC MEANS OF COMMUNICATION. THE ARBITRATOR SHALL ISSUE THE ARBITRATION AWARD IN WRITING AND SHALL PROVIDE WRITTEN REASONS AND JUSTIFICATION FOR THE AWARD. THE ARBITRATION SHALL BE BINDING, AND THE ARBITRATOR’S DECISION AND AWARD SHALL BE FINAL AND BINDING UPON THE PARTIES AND MAY BE ENFORCED IN ANY COURT OF COMPETENT JURISDICTION. THE PREVAILING PARTY IN AN ARBITRATION PROCEEDING BROUGHT TO ENFORCE ITS RIGHTS UNDER THESE TERMS SHALL BE ENTITLED TO RECOVER REASONABLE ATTORNEYS’ FEES AND OTHER REASONABLE COSTS, INCLUDING ARBITRATOR AND AAA FEES, INCURRED IN CONNECTION WITH THE ACTION OR PROCEEDING, PROVIDED THAT SUCH RECOVERY SHALL NOT EXCEED FIFTY THOUSAND DOLLARS ($50,000.00). THE ARBITRATOR SHALL NOT AWARD PUNITIVE OR EXEMPLARY DAMAGES. TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE PARTIES WAIVE ANY RIGHT THEY MAY HAVE TO APPEAL THE ARBITRATOR’S DECISION OR AWARD. NOTWITHSTANDING THE FOREGOING, EACH PARTY RETAINS THE RIGHT TO SEEK JUDICIAL ASSISTANCE: (I) TO COMPEL ARBITRATION; (II) TO OBTAIN INTERIM MEASURES OF PROTECTION BEFORE OR DURING ARBITRATION; (III) TO SEEK INJUNCTIVE OR OTHER EQUITABLE RELIEF FROM A COURT OF COMPETENT JURISDICTION AS NECESSARY OR APPROPRIATE TO PROTECT AGAINST THE UNAUTHORIZED DISCLOSURE OF PROPRIETARY OR CONFIDENTIAL INFORMATION; (IV) TO PURSUE CLAIMS INVOLVING INFRINGEMENT OR MISAPPROPRIATION OF THIS WEBSITE’S COPYRIGHTS, TRADEMARKS, OR TRADE SECRETS; OR (V) TO ENFORCE THE ARBITRATOR’S DECISION OR FINAL, BINDING AWARD. IF ANY AAA RULE CONFLICTS WITH THESE TERMS OR THIS ARBITRATION PROVISION, THESE TERMS AND THIS ARBITRATION PROVISION SHALL CONTROL.
BY AGREEING TO BINDING ARBITRATION, THE PARTIES ACKNOWLEDGE THAT THEY ARE WAIVING THE RIGHT TO FILE A LAWSUIT AND THE RIGHT TO A TRIAL BY JURY FOR ANY ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE, EXCEPT AS OTHERWISE PROVIDED HEREIN.
NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THESE TERMS, ANY PARTY MAY SEEK INJUNCTIVE OR OTHER EQUITABLE RELIEF FROM ANY COURT OF COMPETENT JURISDICTION AT ANY TIME.
TO THE EXTENT PERMITTED BY LAW, YOU AND WE (THE WEBSITE AND ITS OPERATORS) (COLLECTIVELY, THE “PARTIES”) AGREE TO WAIVE ANY RIGHT TO PURSUE OR PARTICIPATE IN ANY DISPUTE, CLAIM, OR LEGAL ACTION ON A CONSOLIDATED, CLASS-WIDE, OR REPRESENTATIVE BASIS. THIS MEANS THAT NEITHER PARTY MAY JOIN ITS CLAIM WITH THE CLAIM OF ANY OTHER PERSON OR ENTITY OR ASSERT A CLAIM IN A REPRESENTATIVE CAPACITY ON BEHALF OF ANOTHER PERSON OR ENTITY IN ANY LAWSUIT, ARBITRATION, OR OTHER PROCEEDING. YOU ACKNOWLEDGE THAT, BY AGREEING TO THIS CLASS ACTION WAIVER, YOU MAY ONLY BRING CLAIMS AGAINST THIS WEBSITE AND ITS OPERATORS IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.
These Terms shall be enforced to the maximum extent permitted by applicable law. If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect. Headings used in these Terms are provided solely for convenience and shall not affect the meaning, interpretation, or construction of any provision. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision and shall not prevent us from enforcing the same right or provision, or any other provision, at any time in the future.
Our Privacy Policy is incorporated into and made part of these Terms. The Privacy Policy is available on our website and describes how we collect, use, disclose, and otherwise process information. You should review the Privacy Policy carefully.
If you have questions regarding these Terms or our services, you may contact us using the information below:
Email: [email protected]
Mailing Address: 1009 N Pacific Avenue #4143
Glendale, CA 91202
Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.
The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.
This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.
Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.
We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.
When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.