How It Works

  1. 1

    Get Started in Minutes

    Fill out our simple, secure online form with basic information about yourself and the loan you need.

  2. 2

    See Your Options

    candidloans.com works to connect you with a lender from our network. We will connect you with lenders who may offer loans that fit your needs.

  3. 3

    Receive Your Funds

    Once you accept a loan offer and finalize the approval process, your funds are deposited directly into your bank account. You can receive your money as soon as the next business day.

candidloans.com is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third-party lenders. You register online from your home computer or any mobile device. Because the process occurs in real time, it is very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • 18 years of age or older
  • Valid checking or savings account with direct deposit
  • Minimum regular income of $1,000 per month

Please see our FAQ for more information about the process.

Take the first step in minutes

One short form, no fee, and no obligation to accept anything. candidloans.com will pass your request to independent lenders in our network.