Please read this E-Consent carefully. By clicking “Submit,” using our services, or providing your information through this website, you expressly consent to receive legally required Communications, as defined below, electronically from lenders and financial service providers with whom you may be connected.
By submitting your information through a form on the website, you are requesting to be connected with lenders and other financial service providers within our advertising network that may offer loans or other financial products and services.
To process your request and share your information with participating third parties, applicable federal and state laws may require certain disclosures, notices, terms, agreements, and other information (collectively, “Communications”) to be provided electronically. Accordingly, we must obtain your consent to receive these Communications electronically before processing your request. Communications may be delivered by email or made available through a website or other electronic platform operated by the applicable lender or financial service provider. You also consent to using electronic signatures and agree that, where legally permitted, an electronic signature has the same legal effect as a handwritten signature. This website, and its operators, do not provide these Communications ourselves and are not responsible for their content or delivery. Lenders and financial service providers may require your electronic signature or electronic acceptance of documents as a condition of providing a loan or other financial product or service. Your consent applies to your online interactions with the applicable lenders and financial service providers, including interactions conducted through computers, smartphones, tablets, and other mobile devices.
To access, review, and retain electronic Communications, you must have access to the following: a computer or other device with internet access; a valid email address; an internet browser that supports 128-bit encryption or another encryption standard reasonably required to access the Communications; the ability to print or electronically save Communications; and sufficient electronic storage, such as a hard drive, external storage device, or cloud-based storage service, to retain electronic records. You are responsible for ensuring that your equipment and software meet these requirements.
You may request a paper copy of electronic Communications from the lender or financial service provider that provided or made the Communication available to you. Because we are not a lender, broker, agent, or representative of any lender or financial service provider, we generally do not have access to those parties’ documents or records and cannot provide copies on their behalf. A lender or financial service provider may charge a fee for providing paper copies, subject to applicable law and its own policies.
Your consent to electronic Communications is required to submit a request through the website and to allow your information to be shared with lenders and financial service providers in our network. Once you provide your consent and submit a request, you cannot withdraw that consent with respect to that specific transaction or request through the website. After you are connected with a lender or financial service provider, you may withdraw your consent to receive electronic Communications from that party by contacting the lender or provider directly. The effect of withdrawing consent may depend on the applicable lender or provider and the transaction involved.
You are responsible for maintaining accurate and current contact information with any lender or financial service provider with whom you communicate or conduct business. If your email address, mailing address, telephone number, or other contact information changes, you should notify the applicable lender or financial service provider directly. We are not responsible for updating or maintaining your contact information with those third parties.
This website is not a lender, loan broker, creditor, financial institution, or agent of any lender or financial service provider. We operate as an infomediary service that may facilitate connections between consumers and lenders and other financial service providers by passing the information you submit on the website forms to these parties. We do not make lending or credit decisions, determine whether you qualify for a loan or other financial product, establish interest rates or fees, determine loan amounts or repayment terms, or guarantee that you will receive an offer, approval, loan, or other financial product or service. If you are connected with a lender or financial service provider, that third party is solely responsible for evaluating your request, determining your eligibility, providing applicable disclosures and agreements, and establishing the terms and conditions of any product or service it may offer. Any loan, financial product, or service you obtain from a third party is subject to that party’s eligibility requirements, underwriting criteria, terms, conditions, disclosures, and agreements. You should review all information provided by the applicable lender or financial service provider carefully before accepting any offer or entering into an agreement. We do not control, and are not responsible for, the Communications, disclosures, agreements, products, services, rates, fees, terms, or other information provided by third-party lenders or financial service providers. Your electronic consent to this policy does not constitute an application approval, loan approval, offer of credit, or guarantee that you will be contacted by or receive an offer from any lender or financial service provider.
Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.
The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.
This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.
Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.
We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.
When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.