Fill out our simple, secure online form with basic information about yourself and the loan you need.
candidloans.com works to connect you with a lender from our network. We will connect you with lenders who may offer loans that fit your needs.
Once you accept a loan offer and finalize the approval process, your funds are deposited directly into your bank account. You can receive your money as soon as the next business day.
candidloans.com is not a lender and therefore does not make short term loans or credit decisions. We are a loan connecting service where we connect consumers with independent third-party lenders. You register online from your home computer or any mobile device. Because the process occurs in real time, it is very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.
Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:
Please see our FAQ for more information about the process.
One short form, no fee, and no obligation to accept anything. candidloans.com will pass your request to independent lenders in our network.
This website is not a lender and does not make credit decisions. Submitting a request does not guarantee that you will be connected with a lender or receive an offer.
Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.
The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.
This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.
Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.
We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.
When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.