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Consumer Disclosures

Website and Operator Disclosure. This website and its operators are not banks, lenders, or creditors and do not make, broker, or approve loans or make credit decisions. The operators have no role in determining whether you will be approved for a loan by any lender you may be connected with through the website, nor do they determine whether you will qualify for or receive any financial product or service offered by a provider you may be connected with through the website. The operators provide a free information and referral service that collects and transmits the information you submit to lenders that may offer loans, as well as to marketers, advertising networks, third parties, and other financial service providers that may offer financial products or services. Short-term loans that may be offered through lenders connected with this website are generally intended to provide temporary financing for immediate financial needs or emergencies and should not be viewed as long-term financial solutions.

The operators are not employees, agents, brokers, or representatives of any lender or financial service provider you may be connected with through the website. Accordingly, the website and its operators do not endorse, recommend, guarantee, or warrant any loan, financial product, or service that you may receive or be connected with through the website. The operators do not control the interest rates, fees, terms, or other conditions that lenders or financial service providers may offer or charge. You should carefully and responsibly review all applicable terms, conditions, fees, and repayment schedules before accepting any loan or financial offer. You are never required to accept an offer from any lender, provider, or other party you may be connected with through the website. If you have questions or concerns about a specific loan or offer, you should contact the lender or provider directly, as the website and its operators may not have access to the details of that offer. The operators are not lenders, creditors, or agents of any financial service provider.

The operators receive compensation from lenders, financial service providers, marketers, and third parties whose products or services are displayed or presented through the website. This compensation may be paid for each consumer request or referral provided to these partners. The compensation received may influence which lenders or financial service providers you are connected with, which offers, products, or services are presented to you, and the manner and placement in which advertisements or offers appear throughout the website. This compensation enables the website and its operators to provide their services to you at no cost while generating a financial profit. As a result, you may be connected with providers that offer the highest compensation or be shown advertisements from the highest-paying providers within the network.

Your use of the website is subject to the following Terms of Use, Privacy Policy, and Credit Disclosures.

Credit Disclosure. This website does not make lending decisions, broker loans, or directly issue loans to consumers. Lenders, financial service providers, and advertisers that receive the information you submit through the website may use that information to conduct credit checks and inquiries, which could affect your credit score. In evaluating whether to extend credit, lenders may obtain information from the three major credit reporting agencies—TransUnion, Experian, and Equifax—as well as other alternative sources of consumer information. By submitting a loan request through this website, you provide your express written consent, as permitted under the Fair Credit Reporting Act (“FCRA”), for lenders within our network, financial service providers, and this website to access your credit report, credit score, and other related consumer information. This information may be used to evaluate your eligibility for a loan, assess your creditworthiness, verify your identity, and improve or optimize the processing of your submission through the website. Please be aware that failing to repay a loan may negatively affect your credit score if your lender or credit provider reports the delinquency to a credit reporting agency.

Availability. Submitting your information through this website does not guarantee that you will be connected with a lender or other financial service provider. Eligibility for short-term loans may vary by state, and residents of certain states may not be eligible or may not qualify based on the individual requirements established by each lender. We do not guarantee that submitting a request will result in approval by a lender or that you will receive an offer for a short-term loan with terms that are satisfactory to you. This website does not represent or include every lender or financial service provider available in the marketplace. You are encouraged to conduct your own due diligence, carefully review any loan offer before accepting it, and compare the available options to determine which, if any, is appropriate for your needs.

Advertising Disclosure

Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.

The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.

This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.

Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.

About Our Advertising

We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.

Requested Loan Amount Notice

When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.