This California Consumer Privacy Act Policy (“CCPA Policy” or “Policy”) supplements our Privacy Policy and applies exclusively to California residents (“Consumers” or “you”) who access or use this website, utilize our services, and/or provide Personal Information to us through the website. This Policy is intended to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other applicable California privacy laws. Unless otherwise defined in this Policy, capitalized terms have the meanings assigned to them under the CCPA. This Policy provides important information regarding our practices concerning the collection, use, disclosure, transfer, and sale of Personal Information relating to California Consumers who submit information through this website. It also explains the rights available to California Consumers under the CCPA and the procedures for exercising those rights. Only California residents, or their authorized registered designated agents acting on their behalf, may submit a CCPA request concerning a Consumer’s Personal Information. All requests are subject to applicable verification requirements. The website and its operators reserve the right to modify, amend, or replace this Policy at any time and for any reason—any changes will become effective immediately upon publication of the revised Policy and will supersede and replace all prior versions. Your continued use of the website following the posting of changes constitutes your acknowledgment and acceptance of the revised Policy.
Consumers have the right to request information regarding the Personal Information we have collected, used, disclosed, or sold about them. A Consumer may submit a CCPA request by contacting us directly using the information provided in the “Contact Us” section below. Before responding to a request, we are required to reasonably verify the identity of the person submitting the request to ensure that the request relates to the individual whose Personal Information we maintain. For verification purposes, we may request limited information from the Consumer. Such information may include, but is not limited to: (1) full name; (2) physical address; (3) email address; and (4) last four digits of a Social Security number. The information requested for verification will be limited to information that the Consumer previously provided through the website, to the extent reasonably necessary to verify the Consumer’s identity. Once a request has been successfully verified, we will provide the Consumer with the information required by applicable law, which may include:
As described in our Privacy Policy, we may collect various types of information when Consumers access or use the website, including Personal Information, demographic information, behavioral information, and indirect information. Personal Information may be collected directly from Consumers, as well as indirectly through their use of and interactions with the website and our services, including when a Consumer submits a loan request form for the purpose of being connected with lenders or other financial service providers. In connection with providing these services, we may receive monetary compensation for disclosing or sharing (“passing”) Consumer Personal Information with third parties, including:
The disclosure or sharing of Personal Information may occur for the following business or commercial purposes:
For purposes of the CCPA, Personal Information does not include certain categories of information, including:
Consumers have the right, subject to certain exceptions and limitations under the CCPA, to request that we delete Personal Information that we have collected or maintained about them. To submit a deletion request, contact us at [email protected] and use the subject line “CCPA Right to Delete.”
After we verify the identity of the Consumer and process an otherwise valid deletion request, we will archive the Consumer’s Personal Information in a separate, secure, and encrypted database that is scheduled for destruction three (3) years from the date the Consumer originally provided the information to the website. Archived Personal Information will not be used for any purpose during the applicable retention period. We may be unable to immediately delete certain Personal Information where retention is necessary or required due to contractual or statutory obligations or prohibitions, including those arising under the Telephone Consumer Protection Act (“TCPA”), the CAN-SPAM Act of 2003 (“CAN-SPAM”), and California Business and Professions Code Section 17529.5.
Consumers have the right, subject to applicable law and exceptions, to opt out of the sale or sharing of their Personal Information by a business. By submitting a loan request through the website, a Consumer is requesting that we share or disclose the Consumer’s information with lenders and other third parties for the purpose of connecting the Consumer with a short-term loan or other financial service. Accordingly, the sharing of information necessary to fulfill the Consumer’s request may fall within an applicable exception to the statutory right to opt out. Nevertheless, if a Consumer submits a CCPA request to opt out of the sale or sharing of their Personal Information, we will honor the request and cease further sharing of the Consumer’s information to the extent required by applicable law. Consumers also have the right not to receive discriminatory treatment for exercising their rights under the CCPA. We do not discriminate against Consumers because they exercise their statutory privacy rights. We will not deny a Consumer services or provide a Consumer with a different quality or level of service solely because the Consumer submits a CCPA request. However, because our services principally involve sharing Consumer information with third parties in order to connect Consumers with financial products and services, exercising the right to opt out of the sharing or sale of Personal Information may prevent us from being able to provide those services to the Consumer.
Consumers may submit no more than two (2) CCPA requests within a twelve (12)-month period for verification and processing. A “verifiable consumer request” must:
For security and privacy purposes, we will not respond to a CCPA request that we are unable to reasonably verify. Any Personal Information provided by a Consumer in connection with a CCPA request will be used solely for purposes of verifying the identity of the requesting Consumer and processing the applicable request. In addition to the rights described above, California residents may have the right to request information regarding certain third parties to whom we have disclosed Personal Information for the third parties’ direct marketing purposes during the preceding calendar year. Consumers seeking to make such a request should contact us using the information provided in the “Contact Us” section below.
The operators of the website will respond to, and process verified Consumer requests within the time period required by applicable law, generally within forty-five (45) days after receipt of a verifiable consumer request. If additional time is reasonably necessary to process a request, we will provide the Consumer with written notice explaining the need for additional time and providing information regarding the status or disposition of the request, consistent with applicable law. Any such notice will generally be provided electronically using the email address or other contact information supplied by the Consumer in connection with the request.
If you have questions regarding this CCPA Policy or wish to exercise any rights available to you under the CCPA, please contact us at:
Email: [email protected]
Mailing Address: 1009 N Pacific Avenue #4143
Glendale, CA 91202
Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.
The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.
This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.
Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.
We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.
When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.