Request Funds

Request up to $5,000 from your phone

If a text message brought you here, this is the page it points to. Pick an amount, fill in one short form, and the lenders in our network decide what, if anything, they can offer. candidloans.com is a free connecting service, not a lender.

  • One form reaches many lenders
  • All credit profiles considered
  • Funds may arrive as soon as the next business day
  • We never sell your information
Built on trust and security
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The message you received

About the text you received

Short version: a marketing partner sent it, this page is where the link points, and nothing has been submitted in your name.

Who sent it

Independent marketing partners advertise this website by text message. candidloans.com is a connecting service, not a lender, and it does not issue loans or make credit decisions.

What tapping it did

It opened this page, nothing more. No account was created, no lender was contacted and no money was requested on your behalf.

Stopping the messages

You can ask to stop receiving marketing messages at any time. Follow the opt-out instructions included in the message itself, or reach us through the contact page.

Trust & security

Your trust is the whole point

We are a connecting service, not a lender — so our only job is to pass your request on safely and explain honestly what happens next.

Secure SSL encryption

Your personal and financial details are protected with 256-bit SSL encryption, so the information you send travels privately from your browser to our servers.

A process people come back to

Consumers return to us for the clarity of the process: a short form, plain language and no pressure to accept anything you are not comfortable with.

A dependable connecting service

We pass consumer requests to independent third-party lenders every day. Each lender decides on its own whether to respond and on what terms.

The process

Three steps from request to funds

Three straightforward steps, no paperwork to post and nothing to pay for using the service.

  1. 1

    Get started in minutes

    Fill out our simple, secure online form with basic information about yourself and the amount you would like to request.

  2. 2

    See your options

    Your request reaches independent third-party lenders in our network. Each one reviews it under its own criteria and may respond with terms for you to consider.

  3. 3

    Review and decide

    Read any offer carefully and decline it at no cost if it is not right for you. If you accept, funds may be deposited as soon as the following business day, subject to the lender’s schedule.

Before you start

Quick answers before you start

Short answers to what people ask before sending a request. Our full FAQ goes into the detail behind each one.

Why did I get a text message about this?
Independent marketing partners advertise this website by text message. They send it, not us. candidloans.com is a connecting service rather than a lender, and the link simply opens this page — no request exists until you fill in the form yourself.
Do I have to reply to the text to continue?
No. Everything happens on this website. Pick an amount, complete the short form, and independent third-party lenders review it from there. There is nothing to text back.
How do I stop receiving text messages?
You can opt out at any time. Follow the opt-out instructions included in the message you received, or reach us through the contact page and ask for your number to be removed.
Will a lender look at my credit?
Some do, through the major bureaus or alternative data sources. Whether it leaves a mark on your report depends on the kind of review that lender runs.
What is an installment loan?
A loan repaid on a fixed schedule. Each payment covers part of the principal plus interest, and the size and number of payments are settled before you sign.
What do lenders usually require?
Typically that you are 18 or older, hold a checking or savings account that takes direct deposit, and bring in around $1,000 a month or more.
How is my information handled?
What you submit travels encrypted and reaches only the lenders and partners involved in your request. The Privacy Policy spells out the rest.
How much can I ask for?
Requests run up to $5,000. What a lender puts on the table comes down to its own review of your details.
Does sending a request mean I will get an offer?
No. Every lender decides on its own, and meeting the common requirements does not mean your request will be taken on.
What are the rates and fees?
They are set entirely by the lender and vary with your state, your profile and the product. Annual Percentage Rates on short-term loans can be high — see Rates & Fees for the details.
What if I miss a payment?
Contact your lender straight away. Non-payment or late payment may add fees and may be reported to the credit bureaus, which can affect your credit score.
Next step

Take the first step in minutes

One short form, no fee, and no obligation to accept anything. candidloans.com will pass your request to independent lenders in our network.

Begin Request